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2022 has been a challenging year for investors. Although this type of drawdown in equity markets is not uncommon, what happened in bonds has been unusual. In times like these, or any time we experience market volatility, the natural reaction is feeling the need to “do something.” What we have seen time and time again though, is that doing something when markets are causing the greatest pain is rarely productive when it comes to meeting long-term planning needs. Below are four reasons why stayin

Amid the seemingly endless volatility in the U.S. stock market, it may surprise you to know that we have a pretty good idea of what the returns will be from it. Now before you declare us out of our minds (there’s lots of other better evidence for that), notice that we carefully omitted any mention of a time frame in the previous sentence. But the truth is, we have a pretty good idea of what will happen over the next 30 years or so. We have a long data history that tells us that the S&P 500