Richmond Wealth Management

The United States offers the deepest and most liquid capital markets in the world, making it an essential component of a globally diversified investment portfolio. For investors who are not U.S. citizens or residents, classified by the Internal Revenue Service (IRS) as “Non-Resident Aliens” (NRAs), investing in U.S. assets involves navigating a specific and complex set of tax rules. For a broad overview, please also see our recent blog, “Navigating U.S. Investment: A Tax Guide for Non-Resident

The time leading up to the sale of a business can be both exciting and exhausting as years – sometimes even decades – of sustained effort come together in one final push. Often, this period involves a focus on what we refer to as “pre-liquidity planning,” where interests in the business may be sold or gifted to different types of irrevocable trusts prior to the sale. Because pre-liquidity planning can provide both significant transfer tax savings and thoughtful capital gain management, it gets

Investing isn't just about picking the right mix of stocks and bonds. It's about understanding the forces that influence markets and how your own behavior can impact outcomes.

For many partners at top law firms, their earnings represent the first time in that person’s family history that such wealth has been generated. With this first-generation wealth creation comes certain challenges and many opportunities. As a partner in a law firm, they now have additional financial and tax responsibilities that they may not be fully aware of. Many focus on financial planning and investment advice but often do not spend enough time thinking about how to efficiently transfer newl