Wealth Management, Finance & Investing Blog

Content adapted from an article originally written by Kevin O’Connell, published by, and used with permission from, Fiducient Advisors LLC. Artificial intelligence (AI) is reshaping the fiduciary role, challenging investment committees to balance innovation with mission integrity and traditional stewardship responsibilities. Twenty years ago, the world ran on an entirely different operating system. The iPhone had not yet transformed global communication. Platforms such as YouTube hadn’t democra

Tariffs Overturned: What Comes Next In a decision closely watched by investors, the Supreme Court ruled 6 to 3 that the International Emergency Economic Powers Act ("IEEPA") does not authorize the President to impose broad tariffs. The ruling invalidates the largest set of tariffs implemented in a century. The Trump Administration relied on IEEPA, an emergency powers statute, to impose sweeping tariffs on key trading partners in April 2025. The Court concluded that taxing authority is not veste

Purchasing a vehicle is a significant financial decision that requires careful consideration of both personal needs and long-term financial implications. Whether you’re buying your first car or replacing an existing one, understanding the nuances of the car buying process can help you make a more informed and financially sound choice. This guide explores two of the most critical decisions in the process: choosing between a new or used vehicle and determining the most appropriate payment method,

Over the past decade, private credit lenders didn’t just grow, they became the de facto lender to many of the middle market businesses in America. The transition created genuine value for borrowers and attractive income for investors. That rapid rise helped to bring private credit into the mainstream, and assets under management grew substantially.  Between 2014 and 2024, the size of the private credit market roughly quadrupled, with total AUM growing from about $500 billion to over $2 tri

For the last nine years, the Alternative Minimum Tax (AMT) has receded from view for many high-income households. The 2017 Tax Cuts and Jobs Act (TCJA) raised exemption amounts and pushed phaseout thresholds high enough that AMT became a concern primarily for those with very specific tax profiles. Beginning in 2026, that changes. While the One Big Beautiful Bill Act (OBBBA) permanently extends the higher AMT exemption amounts introduced under the TCJA, it also significantly alters how quickly t

The United States offers the deepest and most liquid capital markets in the world, making it an essential component of a globally diversified investment portfolio. For investors who are not U.S. citizens or residents, classified by the Internal Revenue Service (IRS) as “Non-Resident Aliens” (NRAs), investing in U.S. assets involves navigating a specific and complex set of tax rules. For a broad overview, please also see our recent blog, “Navigating U.S. Investment: A Tax Guide for Non-Resident

The time leading up to the sale of a business can be both exciting and exhausting as years – sometimes even decades – of sustained effort come together in one final push. Often, this period involves a focus on what we refer to as “pre-liquidity planning,” where interests in the business may be sold or gifted to different types of irrevocable trusts prior to the sale. Because pre-liquidity planning can provide both significant transfer tax savings and thoughtful capital gain management, it gets

Investing isn't just about picking the right mix of stocks and bonds. It's about understanding the forces that influence markets and how your own behavior can impact outcomes.

For many partners at top law firms, their earnings represent the first time in that person’s family history that such wealth has been generated. With this first-generation wealth creation comes certain challenges and many opportunities. As a partner in a law firm, they now have additional financial and tax responsibilities that they may not be fully aware of. Many focus on financial planning and investment advice but often do not spend enough time thinking about how to efficiently transfer newl

For a non-resident alien (NRA), a term we will define shortly, investing in the U.S. involves a unique set of tax rules. These rules can be surprisingly favorable in some areas and dangerously punitive in others. Understanding this duality is the first step toward building a successful and tax-efficient U.S. investment strategy. This article is designed to simplify these complex concepts. It is not personal tax advice, as every client’s situation is unique, but rather an educational guide to he

Over the past several months, we’ve explored the transformative potential of artificial intelligence from multiple angles. First, we laid the groundwork by describing what AI is and how it may be poised to reshape the way we work and live. We then turned our focus to where AI is already showing up in markets and portfolios, highlighting key inputs in the buildout and the best ways for investors to gain exposure to this emerging investment theme. Most recently, we took a step back to consider AI

Are you charitably inclined? Do you expect a high income tax bill for this year because you sold your business, received a large bonus, or took a large IRA withdrawal to complete a Roth IRA conversion? If you are charitably inclined and have unusually high taxable income this year, you can create and fund a grantor Charitable Lead Annuity Trust (“CLAT”) and benefit from an immediate income tax charitable deduction to lower your personal income tax bill for this year. What is a CLAT? A CLAT is a