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What Is a Health Savings Account? A Health Savings Account, or HSA, is an account that offers individuals covered by high-deductible health plans a tax-advantaged means to save for qualified medical expenses. Within certain limits, funds contributed to the account are not subject to federal income taxes. { "@context": "https://schema.org", "@type": "DefinedTerm", "@id": "DefinedTerm", "name": "Health Savings Account (HSA)", "description": "A Health Savings Account, or HSA, is an acc

What is a REIT? A Real Estate Investment Trust, or REIT, is a pooled investment that invests primarily in income-producing real estate. The majority of REITs trade like stocks on the major exchanges, but there are other REITs that are available only in private markets. REIT investors earn a share of the income produced by the underlying properties – without actually having to go out and buy, manage or finance property themselves. { "@context": "https://schema.org", "@type": "DefinedTerm",

P/E Ratio Meaning The Price/Earnings Ratio (P/E Ratio) is a ratio used by investors to help evaluate how cheap or expensive a company’s stock is.  P/E ratios are used by investors and analysts to determine the relative value of a company's shares in an apples-to-apples comparison. It can also be used to compare a company against its own historical record or to compare aggregate markets against one another or over time. { "@context": "https://schema.org", "@type": "DefinedTerm", "@i

Spending over 20 years in the wealth management business, one would think we’ve seen it all – market ups and downs, turbulent economic and socioeconomic conditions, and the once-in-a-lifetime events. New challenges, new disruptions, and unforeseen circumstances, both positive and negative, do however present themselves regularly. At Wealthspire Advisors, we believe in remaining vigilant. We strive to put our clients in positions of financial strength and flexibility, prepare them for necessary

Recently, Tom Kavanagh, a financial advisor at Wealthspire Advisors, sat down with Christina Kjaeroe and Heather Vinson, Personal Insurance Advisors at NFP, to discuss the recent rise in P&C premiums for homeowners and auto users. Tom asked Christina and Heather to address some of the most common questions he’s received lately from clients on how to address these increases. Q1. Why are premiums so high these days? There are a few factors that go into this, but generally it is the frequency

Amid the seemingly endless volatility in the U.S. stock market, it may surprise you to know that we have a pretty good idea of what the returns will be from it. Now before you declare us out of our minds (there’s lots of other better evidence for that), notice that we carefully omitted any mention of a time frame in the previous sentence. But the truth is, we have a pretty good idea of what will happen over the next 30 years or so. We have a long data history that tells us that the S&P 500

“Planning is bringing the future into the present so that you can do something about it now.” - Alan Lakein If that sounds like a downer, that is not the intention! Everything in life is about balance, so perhaps taking on a mindset of making the most of today while planning for a longer tomorrow is more helpful in ensuring a happy and healthy long life. Whether an outcome of living through the past few years or a shift in overall mindset, popular culture today encourages us to focus on the now