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As a couple in your mid-30s, reviewing your tax return is more than just a yearly chore. It’s an opportunity to take control of your finances, identify savings opportunities, and plan for future goals. Here are key areas to focus on to ensure you're optimizing your return while staying compliant with tax laws. 1. Filing Status Your filing status significantly impacts your tax liability. Married couples can choose between Married Filing Jointly (MFJ) or Married Filing Separately (MFS). MFJ: Thi

The 60/40 portfolio – a mix of 60% U.S. Large Cap Stocks and 40% U.S. IT Government Bonds – has long been regarded as a simple and effective investment strategy. The allocation values balance, leveraging equities for capital appreciation and bonds for income and stability. This allocation has historically provided solid risk-adjusted returns while minimizing the impact of market volatility. However, shifting market dynamics have tested its resilience, raising headlines about how well it still h

New York, February 26, 2025 – Wealthspire Advisors LLC (“Wealthspire Advisors”), an NFP company and top-ranked1 independent registered investment adviser, recently announced the launch of ASPIRE by Wealthspire Advisors, its national, community-centered platform designed to galvanize the firm’s charitable giving efforts. ASPIRE aims to make a meaningful impact by raising awareness and funds for charitable causes and industry-focused giving initiatives. ASPIRE by Wealthspire is built on four key

Losing a loved one is always difficult, and navigating the estate administration process can feel overwhelming. As a beneficiary, you may have questions about when you will receive your inheritance, what to expect during probate, and how estate decisions are made. This guide focuses on estate administration via the probate process. However, it’s important to note that not all assets go through probate. Living trusts, retirement accounts, and life insurance policies typically pass directly to na

Collectible cars have long been a favorite among alternative asset investors and automobile enthusiasts alike. As they combine historical allure with potential financial appreciation, collectible cars offer a unique and tangible way to diversify investment portfolios. However, navigating this market requires knowledge of what makes a car valuable, awareness of current investment trends, strategic risk management, and the right insurance coverage. Let’s dive into these aspects to help you make i

Managing finances can be daunting with all the intricacies and uncertainties involved. Even if you feel like you’re successfully tackling some aspects of your finances — such as paying down debt or saving for retirement — you might still feel like you’re not doing enough. Questions may continue to build in your mind like: “Am I saving enough for retirement?” “Are there tax benefits I’m missing out on?” “Should I try to pay down my mortgage more quickly?” “Is there something more or different th

New Filing Deadline and Current Requirements As of February 18, 2025, the Corporate Transparency Act (CTA) is back in effect following the lifting of the last injunction that restrained its enforcement.1 The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) has extended the filing deadline to March 21, 2025, for most reporting companies. This extension aims to provide additional time for entities to comply with the new requirements. Under the CTA, most businesses are requ

Medicare is the Federal health insurance program for people ages 65 and older. The program helps pay for various medical expenses including hospital stays, physicians, prescription drugs, and more. The number of people enrolled in Medicare has more than tripled since 1970, climbing from roughly 20 million to over 68 million today, and is projected to reach almost 93 million by 2050. A common misconception about Medicare is that it is self-financed through premiums paid by current beneficiaries