Fixed Income Investment

Insights & Trends
The Wealthspire Team
By The Wealthspire Team
October 14, 2021 · 1 min read

What are Fixed Income Investments?

A fixed income investment is a fund or portfolio in which bonds are primarily purchased as investments. There is no fixed maturity date and no repayment guarantee.

Fixed Income Investment Examples

Common fixed income investments include Treasury Bonds, Government & Agency bonds, Municipal Bonds, Corporate Bonds, Mortgage-Backed Securities, Certificates of Deposit (CDs), and Preferred Stock.

Can You Lose Money in a Fixed Income Fund?

Fixed income funds typically carry less risk and are a good option for a steady source of income. Fixed income funds are great for investors who have less time to recoup losses if the market becomes volatile. Although fixed income funds are less risky, they can lose value over time due to inflation. These funds can also lose value if the bond manager sells a significant amount of bonds in a rising interest rate environment.

The Wealthspire Team
The Wealthspire Team

Wealthspire Advisors LLC and certain of its affiliates are separately registered investment advisers. © 2026 Wealthspire

This material should not be construed as a recommendation, offer to sell, or solicitation of an offer to buy a particular security or investment strategy. The information provided is for informational purposes only and should not be relied upon for accounting, legal, or tax advice. While the information is deemed reliable, Wealthspire cannot guarantee its accuracy, completeness, or suitability for any purpose, and makes no warranties with regard to the results to be obtained from its use.

Wealthspire and its representatives do not provide legal or tax advice, and Wealthspire does not act as law, accounting, or tax firm. Services provided by Wealthspire are not intended to replace any tax, legal or accounting advice from a tax/legal/accounting professional. The services of an appropriate professional should be sought regarding your individual situation. You should not act or refrain from acting based on this content alone without first seeking advice from your tax and/or legal advisors.

Certain employees of Wealthspire may be certified public accountants or licensed to practice law. However, these employees do not provide tax, legal, or accounting services to any of clients of Wealthspire, and clients should be mindful that no attorney/client relationship is established with any of Wealthspire's employees who are also licensed attorneys.

Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Wealthspire is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Wealthspire by any of its clients or a third party.

Registration of an investment advisor does not imply that Wealthspire or any of its principals or employees possess a particular level of skill or training in the investment advisory business or any other business.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Subscribe to our newsletter

Get the latest news & perspectives from Wealthspire.