A Clear Plan for Complex Compensation

High-level employees and executives at publicly traded companies often accumulate substantial wealth tied up in company stock through RSUs, stock options, or ESPPs, sometimes representing a significant part of their net worth. Wealthspire helps you understand and manage that concentration, building a strategic plan around the full scope of your financial life.

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Turning Equity into Clarity

Concentration in a single company's stock can create risk, especially when that position dominates both your net worth and your retirement plan. From incentive stock options and non-qualified stock options to restricted stock and other equity programs, we understand the structures behind executive compensation and their associated tax implications.

How We Serve Executives

We go beyond compensation to address the full scope of an executive's financial needs. From retirement to legacy planning, our focus is on helping clients achieve their goals through personalized wealth management strategies.
Concentrated equity positions can expose professionals to significant, often avoidable, risk. We offer guidance to help diversify away from concentration risk while maximizing after-tax value and helping clients fully leverage their equity awards.
Our team offers strategic guidance around tax planning to optimize the timing and form of compensation, helping professionals take full advantage of tax opportunities, including deferred compensation plans and employer matching programs.
Supported by a dedicated internal investment team and committee, we help professionals implement a personalized investment strategy consistent with their risk tolerance and long-term financial goals.
We offer robust planning beyond basic coverage, including guidance around directors and officers liability, employment practices liability, life and disability insurance, and more. Our advisors help make sure comprehensive coverage is in place to mitigate known and unknown risks.
Navigating effective charitable giving, especially when equity compensation and complex assets are involved, can be overwhelming. We help professionals turn generosity into strategic advantage by identifying and implementing tax-smart giving strategies that align with both philanthropic goals and financial plans.
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Ready to Make Sense of Your Compensation?

A Wealthspire advisor will help you understand your compensation structure and any associated risks, and work with you to develop a plan that fits your goals.

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Frequently Asked Questions

A concentrated stock position occurs when a large share of your net worth sits in a single company's stock, often through RSUs, options, or an ESPP. That concentration can create risk, since your financial security is tied to the performance of one company rather than a diversified portfolio.
Yes. We work with your accountant or tax attorney to help you use available tax-advantaged strategies around your equity compensation, and to think through the tax impact of when you sell or exercise.
Coverage like directors and officers liability insurance and employment practices liability coverage is common for executives and isn't something most individual clients need to think about.
Yes. Every recommendation we make is guided solely by your best interests.