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Investing Archives | Page 7 of 9 | Wealthspire Advisors | Page: 7

quarterly recap

2017 4th Quarter Review: “Fads, Manias, and Bubbles!”

Market Commentary
As we approached the holiday season (which seems to start even before Thanksgiving now), I did a quick survey around the office to confirm what I already expected, there were no must-have, stand-in-line, drive hours to buy toys in play this holiday season.  I breathed a sigh of relief knowing that there would be no standoffs for a GI-Joe with Kung-Fu grip or shouldering aside someone’s grandmother for the last Nintendo Wii. These consumer crazes happen every few years and are not, as some may expect, always a sign of booming times.  In fact, some appeared at the direst moments…
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inherited IRA

What To Do If You Inherit an IRA

By Blog
Losing a loved one can bring not only an emotional burden but also significant financial responsibilities related to settling the estate. If you are a beneficiary to retirement plan assets, you may inherit control of all or part of a retirement plan account. So, what exactly can one do with an inherited Individual Retirement Account (IRA) or a Roth IRA? What responsibilities do you have to the newly inherited account? The answers to these questions may depend on your relationship to the deceased. Here I will discuss several factors that will determine what you can do with inherited retirement assets.…
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Investing Tax Efficiently

By Blog
There are many investment strategies that offer ways to grow your income and wealth over a long period. Between stocks, bonds, real estate, and countless other investment choices, portfolios can be created that are tailored to specific preferences and goals. At the same time, these options are all united by one common thread: at one point or another, these investments will likely become a source of income, and therefore subject to Uncle Sam’s tax code. Benjamin Franklin famously pointed out that life’s only certainties were death and taxes, and while this still holds true, today’s tax code does offer some…
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investment goals

Reaching Your Long-Term Investment Goals: Get Started with a Roadmap

By Blog, Guides & Whitepapers
You are interested in a Long-Term Investment Strategy but not sure where to start. Good! This is for you. Throughout the journey of our professional careers, we will encounter many major decisions, some of which we are more prepared for than others. Depending on your background and interests, you may understand that you need a plan for long-term investment goals, but do not know where to start. If so, know that you’re not alone. To build confidence in your plan, it is important to understand that building wealth through a long-term investment strategy is a journey with many options, detours,…
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investments note

Monthly Economic Perspective: Did That Really Happen?

By Blog
It was November 2008 when Fed Chairman Ben Bernanke announced the first stage of Quantitative Easing (QE) to combat the Global Financial Crisis (GFC), setting up an avalanche of central bank support to stabilize global capital markets. As the unwinding process begins domestically (and soon, abroad) we thought it would be interesting to highlight some of the oddest manifestations of all this central bank intervention. United States: Everyone knows about QE, but one often forgotten piece is how excess interest gets remitted to the Treasury. As rates fall, it takes less money to roll into new issues, resulting in pretty…
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planning

Pearls of Wisdom: A Retrospective on 30 Years of Professional Investing

By Blog
On July 1, 1987, I started work as an investment advisor. Frankly, I wasn’t too happy about it, having planned on taking the summer off after graduating from business school. The Dow Jones Industrial Average was at 2,418.53, and the S&P 500 was at 302.94. The 30-year Treasury rate was about 8.75%. Those numbers are not typos, if Google is telling me the truth. Of course, we didn’t even have PC’s on our desks, and Google was a noise you made when trying to entertain a baby. In fact, Larry Page and Sergei Brin were both just 14 years old.…
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rebalancing

An Introduction to Rebalancing

By Blog
Imagine your progress towards retirement as a long sail from New York City to West Palm Beach, FL. You will spend a significant amount of time plotting the perfect trip before setting sail, only to inevitably encounter obstacles along the way. There is uncertainty regarding the wind and the current of the ocean, among other factors. As these conditions change, the captain of the boat will need to check the compass and make necessary adjustments to stay on track. Just as the captain must adapt to unpredictable circumstances, an intelligent investor or financial advisor should adjust portfolios as needed by…
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