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Investing Archives - Page 3 of 12 - Wealthspire | Page: 3

roth ira

What is a Mega Backdoor Roth IRA?

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Most people have heard of Roth IRAs. Those who qualify typically contribute and those who do not qualify can sometimes find a way to do so, as we explain here. In either case, you can do MORE. Take a Step Back and Understand Plan Types and Limits 2021 Retirement Plan Limits Account Type 2021 Limits IRA $6,000 50+ Catch-Up Limit $1,000 Simple IRA $13,500 50+ Catch-Up Limit $3,000 SEP IRA $58,000 401(k) $19,500 50+ Catch-Up Limit $6,500 Profit Sharing Plan $58,000 Defined Benefit Plan (Annual Limit) $230,000 Depending on your current occupational status and business structure, you may or may…
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Mid-Year 2021 Market Recap & Outlook

Video
Following a quarter of relative "normalization," our team talks inflation, earnings, equities, and more in our 2021 mid-year market recap and outlook. Wealthspire Advisors LLC is a registered investment adviser and subsidiary company of NFP Corp. This information should not be construed as a recommendation, offer to sell, or solicitation of an offer to buy a particular security or investment strategy. The commentary provided is for informational purposes only and should not be relied upon for accounting, legal, or tax advice. While the information is deemed reliable, Wealthspire Advisors cannot guarantee its accuracy, completeness, or suitability for any purpose, and…
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Volatility

Financial Dictionary
Volatility Definition Volatility is the amount and frequency with which an investment fluctuates in value. A volatile market gives traders opportunities to make money quickly, but also leaves room to lose money quickly as well. Planning Strategies for a Volatile Market Market volatility can bring about fear and loss for investors, but it can also provide some unique planning opportunities. One potential action to consider in volatile times might be capital tax-loss harvesting, a technique that enables investors to sell securities that have lost value in order to offset realized capital gains and maintain their desired exposures. Another strategy to…
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Diversification

Financial Dictionary
Diversification Definition Diversification is the process of owning different investments that tend to perform well at different times in order to reduce the effects of volatility in a portfolio, and also increase the potential for increasing returns. What is an Example of Diversification Strategy? A simplified example of a diversification strategy is a street vendor who sells both umbrellas and sunglasses, with the addition of some tourist trinkets. Having a mix of products like this ensures that he or she can earn money on both sunny and rainy days and is also selling some products that can generate income regardless…
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Margin Lending

Financial Dictionary
Margin Lending Definition Margin lending is the practice of borrowing money from a brokerage account while leveraging investment assets as collateral for the loan. Is Margin Lending a Good Idea? Margin borrowing is neither “good” nor “bad”, but rather a strategy that is better suited for some investors over others. Ideal candidates are those who have more substantial assets to use as collateral and those who wish to solve liquidity issues.  There are several potential uses for margin lending, including as a “bridge loan” (a short-term loan used to cover cash flow needs), as a loan to pay down another…
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Equities

Financial Dictionary
What are Equities? Equities are shares issued by a company which represent ownership in the company. Ownership of property, usually in the form of common stocks, as distinguished from fixed-income securities such as bonds or mortgages. Stock funds may vary depending on the fund’s investment objective. Equities vs. Stocks While often used interchangeably, the terms “equities” and “stocks” actually refer to slightly different things. Essentially, a “stock” is one of the most common types of equity, with “equity” referring to the general concept of ownership. What are Examples of Equities? Some of the most common forms of equity include: Common…
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